How do I manage my finances?

Everyone knows that children are a massive drain on the finances.  While our Parents were constantly slipping us fivers and tenners for sweets, cinema and swimming, our children will be demanding ski holidays, 3D cinema tickets and any device decorated with an apple.

Your thoughts will be on your finances from the moment you start trying for a baby, and rightly so.  There is a minefield of information to take in, but the most important decision to make initially is how much time you can afford to take off and, if wishing to return less than full time, how much or little can you afford to work?

This section will guide you through this step by step.